First Hawaiian Stock Analysis

FHB Stock  USD 24.76  1.13  4.36%   
Below is the normalized historical share price chart for First Hawaiian extending back to August 04, 2016. This chart has been adjusted for all splits and dividends and is plotted against all major global economic recessions. As of today, the current price of First Hawaiian stands at 24.76, as last reported on the 28th of February, with the highest price reaching 25.40 and the lowest price hitting 24.40 during the day.
IPO Date
4th of August 2016
200 Day MA
25.1606
50 Day MA
26.4689
Beta
0.693
 
Covid
 
Interest Hikes
First Hawaiian has over 21.19 Billion in debt which may indicate that it relies heavily on debt financing. At present, First Hawaiian's Short and Long Term Debt is projected to decrease significantly based on the last few years of reporting. The current year's Short Term Debt is expected to grow to about 229.6 M, whereas Short and Long Term Debt Total is forecasted to decline to about 213.8 M. With a high degree of financial leverage come high-interest payments, which usually reduce First Hawaiian's Earnings Per Share (EPS).

Asset vs Debt

Equity vs Debt

First Hawaiian's liquidity is one of the most fundamental aspects of both its future profitability and its ability to meet different types of ongoing financial obligations. First Hawaiian's cash, liquid assets, total liabilities, and shareholder equity can be utilized to evaluate how much leverage the Company is using to sustain its current operations. For traders, higher-leverage indicators usually imply a higher risk to shareholders. In addition, it helps First Stock's retail investors understand whether an upcoming fall or rise in the market will negatively affect First Hawaiian's stakeholders.
For many companies, including First Hawaiian, marketable securities, inventories, and receivables are the most common assets that could be converted to cash. However, for First Hawaiian, the most critical issue when managing liquidity is ensuring that current assets are properly aligned with current liabilities. If they are not, First Hawaiian's management will need to obtain alternative financing to ensure there are always enough cash equivalents on the balance sheet to meet obligations.
Price Book
1.1313
Price Sales
3.7525
Shares Float
121.8 M
Dividend Share
1.04
Wall Street Target Price
27.7222
At present, First Hawaiian's Common Stock Shares Outstanding is projected to increase significantly based on the last few years of reporting. The current year's Other Stockholder Equity is expected to grow to about 2.3 B, whereas Total Stockholder Equity is forecasted to decline to about 2.7 B. . At present, First Hawaiian's Price Earnings To Growth Ratio is projected to increase slightly based on the last few years of reporting. The current year's Price To Operating Cash Flows Ratio is expected to grow to 19.42, whereas Price To Sales Ratio is forecasted to decline to 2.57.
First Hawaiian is undervalued with Real Value of 26.6 and Target Price of 27.72. The main objective of First Hawaiian stock analysis is to determine its intrinsic value, which is an estimate of what First Hawaiian is worth, separate from its market price. There are two main types of First Hawaiian's stock analysis: fundamental analysis and technical analysis.
The First Hawaiian stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and First Hawaiian's ongoing operational relationships across important fundamental and technical indicators.
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Hawaiian. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in rate.
For information on how to trade First Stock refer to our How to Trade First Stock guide.

First Stock Analysis Notes

About 98.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 1.13. Some equities with similar Price to Book (P/B) outperform the market in the long run. First Hawaiian last dividend was issued on the 13th of February 2026. First Hawaiian, Inc. operates as a bank holding company for First Hawaiian Bank that provides a range of banking services to consumer and commercial customers in the United States. First Hawaiian, Inc. was founded in 1858 and is headquartered in Honolulu, Hawaii. First Hawaiian operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 2021 people. To learn more about First Hawaiian call the company at 808 525 7000 or check out https://www.fhb.com.

First Hawaiian Quarterly Total Revenue

292.39 Million

First Hawaiian Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. First Hawaiian's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding First Hawaiian or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
First Hawaiian generated a negative expected return over the last 90 days
Over 98.0% of the company shares are owned by institutional investors
On 27th of February 2026 First Hawaiian paid $ 0.26 per share dividend to its current shareholders
Latest headline from finance.yahoo.com: First Hawaiian, Inc. Announces Retirement of Vice Chairman and Leadership Transition in Wealth Management

First Largest EPS Surprises

Earnings surprises can significantly impact First Hawaiian's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2025-07-25
2025-06-300.490.540.0510 
2024-07-26
2024-06-300.430.480.0511 
2025-01-31
2024-12-310.350.410.0617 
View All Earnings Estimates

First Hawaiian Environmental, Social, and Governance (ESG) Scores

First Hawaiian's ESG score is a quantitative measure that evaluates First Hawaiian's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of First Hawaiian's operations that may have significant financial implications and affect First Hawaiian's stock price as well as guide investors towards more socially responsible investments.

First Stock Institutional Investors

Shares
Reinhart Mahoney Capital Management Inc2025-06-30
2.3 M
Geode Capital Management, Llc2025-06-30
2.2 M
Morgan Stanley - Brokerage Accounts2025-06-30
2.1 M
Northern Trust Corp2025-06-30
2.1 M
Wells Fargo & Co2025-06-30
2.1 M
Massachusetts Financial Services Company2025-06-30
1.9 M
Charles Schwab Investment Management Inc2025-06-30
1.5 M
Norges Bank2025-06-30
1.4 M
Arrowstreet Capital Limited Partnership2025-06-30
1.3 M
Blackrock Inc2025-06-30
16.8 M
Vanguard Group Inc2025-06-30
14.2 M
Note, although First Hawaiian's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

First Market Capitalization

The company currently falls under 'Mid-Cap' category with a total capitalization of 3.2 B.

First Profitablity

The company has Net Profit Margin of 0.32 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.43 %, which entails that for every 100 dollars of revenue, it generated $0.43 of operating income.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.03  0.03 
Return On Assets 0.01  0.01 
Return On Equity 0.10  0.07 

Management Efficiency

First Hawaiian has Return on Asset of 0.0116 % which means that on every $100 spent on assets, it made $0.0116 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1026 %, implying that it generated $0.1026 on every 100 dollars invested. First Hawaiian's management efficiency ratios could be used to measure how well First Hawaiian manages its routine affairs as well as how well it operates its assets and liabilities. At present, First Hawaiian's Return On Tangible Assets are projected to slightly decrease based on the last few years of reporting. The current year's Return On Assets is expected to grow to 0.01, whereas Return On Capital Employed is forecasted to decline to 0.03. At present, First Hawaiian's Net Tangible Assets are projected to decrease significantly based on the last few years of reporting. The current year's Earning Assets is expected to grow to about 4.9 B, whereas Total Assets are forecasted to decline to about 19.4 B.
Last ReportedProjected for Next Year
Book Value Per Share 22.19  26.02 
Tangible Book Value Per Share 14.18  19.54 
Enterprise Value Over EBITDA 8.27  7.85 
Price Book Value Ratio 1.14  0.97 
Enterprise Value Multiple 8.27  7.85 
Price Fair Value 1.14  0.97 
Enterprise Value2.6 B2.3 B
Examining the leadership quality of First Hawaiian offers valuable insights into its operational efficiency and financial health. This analysis assists investors in making informed decisions regarding the stock.
Dividend Yield
0.0407
Operating Margin
0.4321
Profit Margin
0.3237
Forward Dividend Yield
0.0402
Beta
0.693

Technical Drivers

As of the 28th of February, First Hawaiian shows the Downside Deviation of 1.74, coefficient of variation of 4325.28, and Mean Deviation of 1.31. First Hawaiian technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.

First Hawaiian Price Movement Analysis

Study
Start Value
Offset on Reverse
AF Init Long
AF Long
AF Max Long
AF Init Short
AF Short
AF Max Short
Execute Study
The output start index for this execution was one with a total number of output elements of sixty. The Extended Parabolic SAR indicator is used to determine the direction of First Hawaiian's momentum and the point in time when it has higher than normal probability of directional change. It has more input parameters than standard Parabolic SAR indicator.

First Hawaiian Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific First Hawaiian insiders, such as employees or executives, is commonly permitted as long as it does not rely on First Hawaiian's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases First Hawaiian insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

First Hawaiian Outstanding Bonds

First Hawaiian issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. First Hawaiian uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most First bonds can be classified according to their maturity, which is the date when First Hawaiian has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

First Hawaiian Predictive Daily Indicators

First Hawaiian intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of First Hawaiian stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

First Hawaiian Corporate Filings

F4
27th of February 2026
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
24th of February 2026
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
23rd of February 2026
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
19th of February 2026
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
13A
13th of February 2026
An amended filing to the original Schedule 13G
ViewVerify
F4
10th of February 2026
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
13A
9th of February 2026
The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934
ViewVerify
F3
6th of February 2026
The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock
ViewVerify

First Hawaiian Forecast Models

First Hawaiian's time-series forecasting models are one of many First Hawaiian's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary First Hawaiian's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

First Hawaiian Bond Ratings

First Hawaiian financial ratings play a critical role in determining how much First Hawaiian have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for First Hawaiian's borrowing costs.
Piotroski F Score
6
HealthyView
Beneish M Score
(2.59)
Unlikely ManipulatorView

First Hawaiian Debt to Cash Allocation

As First Hawaiian follows its natural business cycle, the capital allocation decisions will not magically go away. First Hawaiian's decision-makers have to determine if most of the cash flows will be poured back into or reinvested in the business, reserved for other projects beyond operational needs, or paid back to stakeholders and investors.
First Hawaiian has 21.19 B in debt with debt to equity (D/E) ratio of 6.07, demonstrating that the company may be unable to create cash to meet all of its financial commitments. Note however, debt could still be an excellent tool for First to invest in growth at high rates of return.

First Hawaiian Total Assets Over Time

First Hawaiian Assets Financed by Debt

The debt-to-assets ratio shows the degree to which First Hawaiian uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

First Hawaiian Debt Ratio

    
  1.15   
It appears most of the First Hawaiian's assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the First Hawaiian's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of First Hawaiian, which in turn will lower the firm's financial flexibility.

First Hawaiian Corporate Bonds Issued

Most First bonds can be classified according to their maturity, which is the date when First Hawaiian has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

First Short Long Term Debt Total

Short Long Term Debt Total

213.75 Million

At present, First Hawaiian's Short and Long Term Debt Total is projected to decrease significantly based on the last few years of reporting.

About First Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how First Hawaiian prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling First shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as First Hawaiian. By using and applying First Stock analysis, traders can create a robust methodology for identifying First entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.30  0.47 
Operating Profit Margin 0.30  0.31 
Net Profit Margin 0.24  0.22 
Gross Profit Margin 0.60  0.66 

Current First Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. First analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. First analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceConsensus# of Analysts
27.72Hold8Odds
First Hawaiian current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most First analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand First stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of First Hawaiian, talking to its executives and customers, or listening to First conference calls.
First Analyst Advice Details

First Stock Analysis Indicators

First Hawaiian stock analysis indicators help investors evaluate how First Hawaiian stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading First Hawaiian shares will generate the highest return on investment. By understating and applying First Hawaiian stock analysis, traders can identify First Hawaiian position entry and exit signals to maximize returns.
Begin Period Cash Flow1.2 B
Common Stock Shares Outstanding125.5 M
Total Stockholder Equity2.8 B
Quarterly Earnings Growth Y O Y0.365
Property Plant And Equipment Net303.5 M
Cash And Short Term Investments228.7 M
Cash228.7 M
Net Debt-228.7 M
50 Day M A26.4689
Total Current Liabilities10.8 B
Other Operating Expenses814.1 M
Non Current Assets Total1.3 B
Forward Price Earnings12.2249
Non Currrent Assets Other-4.6 M

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When running First Hawaiian's price analysis, check to measure First Hawaiian's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Hawaiian is operating at the current time. Most of First Hawaiian's value examination focuses on studying past and present price action to predict the probability of First Hawaiian's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Hawaiian's price. Additionally, you may evaluate how the addition of First Hawaiian to your portfolios can decrease your overall portfolio volatility.
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